Estate Planning

New York City Metro Area Estate Planning Attorneys

You've worked hard to make your family financially secure, make sure their future remains secure. At the law firm of Cushner & Garvey LLP, we have the experience and knowledge to help you articulate your wishes and protect your family's future. To discuss your estate planning options in more detail, contact Cushner & Garvey LLP to consult an attorney.

What Every Adult Should Have

Every adult, no matter how little he or she owns, will need the following three documents:

A Will. This is a simple document that disperses your assets, pays your debts, and can appoint a guardian for your children.

A Power of Attorney. This document designates another person to handle your financial affairs if you are not able to do so.

An Advance Health Care Directive. An advance health care directive gives another person the ability to make health care decisions on your behalf. It also includes a living will, which instructs the hospital as to your wishes if you are in a permanent vegetative state.

These three documents can save your family from unnecessary difficulty during a time of grief. It also expedites the handling of your estate, so that a larger percentage of your assets can go to your heirs. We work closely with you to draft these documents, tailoring them to your specific needs.

Advanced Estate Planning

If you have more assets, more asset protection is necessary. Trusts are an incredibly useful tool. You can establish--and use--a trust while you are still living. You can use them to minimize your estate tax, or designate an amount of money for a specific purpose. Among your choices are

• Charitable trust
• Dynasty trust
• Educational trust
• Special needs trust
• Supplemental trust
• Life insurance or "CRUMMY" trust

The details of every type of trust, and how they can benefit you, are numerous. To learn more about your legal options, talk to an estate planning lawyer about securing your future.